Underwriting Moratoriums:
The following is a list of counties and zip codes in which binding authority has been suspended. Please consult with your underwriter about affected areas.
New submissions will still be accepted but no new business can be bound until the moratorium is lifted at each carrierβs discretion.
Please note that in the interest of safety, any inspections due for properties within the wildfire affected zip codes may be offered an extension upon request.
Fires:
CALIFORNIA:
DOME FIRE: 95389
MICHIGAN:
CRAIG LAKE FIRE: 49861
RIDGE FIRE: 49849, 49865, 49866
OKLAHOMA:
COTTON BOWL FIRE: 74002
CROSS FIRE: 73507, 73541
WILDHORSE FIRE: 74035, 74084
WASHINGTON:
1924 FIRE: 99337
PTARMIGAN FIRE: 98833
SISI FIRE: 98852
WHISKEY CREEKS FIRE: 99328, 99361
WISCONSIN:
RED HOUSE FIRE: 54546, 54565
RICHIE FIRE: 54513, 54564
Flood:
FLORIDA:
Baker
Calhoun
Columbia
Dixie
Franklin
Gadsden
Gilchrist
Gulf
Hamilton
Jackson
Jefferson
Lafayette
Leon
Liberty
Madison
Suwannee
Taylor
Wakulla
LOUISIANA:
St. James
High Value Homes & Course of Construction:
ALABAMA:
Entire state
LOUISIANA:
Entire state
MISSISSIPPI:
Entire state
FLORIDA:
Baker
Bay
Calhoun
Columbia
Dixie
Escambia
Franklin
Gadsden
Gilchrist
Gulf
Hamilton
Holmes
Jackson
Jefferson
Lafayette
Leon
Liberty
Madison
Okaloosa
Santa Rosa
Suwannee
Taylor
Wakulla
Walton
Washington
Wind, Flood:
INDIANA:
Allen
Bartholomew
Boone
Carroll
Cass
Clinton
Dearborn
Decatur
Delaware
Fayette
Fountain
Franklin
Fulton
Grant
Hamilton
Hancock
Harrison
Hendricks
Henry
Jasper
Jay
Jefferson
Jennings
Knox
Kosciusko
Lake
LaPorte
Madison
Marion
Marshall
Miami
Morgan
Newton
Orange
Owen
Parke
Perry
Pike
Porter
Pulaski
Randolph
Ripley
Rush
Shelby
St. Joseph
Starke
Tipton
Union
Wabash
Warren
Washington
Wayne
White
Submissions:
When submitting applications in the Access One80 Insurance portal, please allow 48 hours for a response before following up in the comments.
Commercial Lines:
See above.
Personal Lines:
All application/submissions will be subject to underwriting review and acceptability.
Customer Support:
Resources
California Incidents and Travel Reports, Highway Patrol Reports
Louisiana and NOLA Hurricane Emergency Info
Google Wildfires and Weather Events
Claims:
If you have a claim, please send first notice of loss to our Claims Team at
[email protected]. Questions? Contact our Customer Support Team at 303-900-2960