Underwriting Moratoriums:
The following is a list of counties and zip codes in which binding authority has been suspended. Please consult with your underwriter about affected areas.
New submissions will still be accepted but no new business can be bound until the moratorium is lifted at each carrier’s discretion.
Please note that in the interest of safety, any inspections due for properties within the wildfire affected zip codes may be offered an extension upon request.
Special Restrictions:
Hurricanes/Storms:
Fires
california
Franklin (Wildfire) - binding Authority Reinstatement Issued on 12/18/24
County: 90263, 90264, 90265, 91302, 90290, 91301, 91364, 91377, 90272, 91367, 91307
Mountain (Wildfire)
County: 93001 93003 93004 93006 93010 93011 93012 93015 93020 93021 93030 93031 93032 93033 93036 93060 93061 93066 93016 93252
idaho
Cliff Mountain (Wildfire)
ZIP CODES: 83549 83612
Cracker Jack Complex (Wildfire)
ZIP CODES: 83525
Elkhorn Ridge (Wildfire)
ZIP CODES: 83469 83525
Halfway (Wildfire)
ZIP CODES: 83525
Magruder Ridge (Wildfire)
ZIP CODES: 83525
Prospect (Wildfire)
ZIP CODES: 83525
Wye (Wildfire)
ZIP CODES: 83525
montana
Daly (Wildfire)
ZIP CODES: 59828 59840 59858
elk (Wildfire)
ZIP CODES: 59050 59089
Johnson (Wildfire)
ZIP CODES: 59761 59858 59871
prairie (Wildfire)
ZIP CODES: 59012 59016 59025
Railroad (Wildfire)
ZIP CODES: 59828 59840 59858
Ratio Mountain (Wildfire)
ZIP CODES: 59632 59701 59759
nebraska
Bronco (Wildfire)
ZIP CODES: 69339 69346 69367
nevada
Broom Canyon (Wildfire)
ZIP CODES: 89049 89301
oregon
Cliff Mountain (Wildfire)
ZIP CODES: 97842
LITTLE LAVA (Wildfire)
ZIP CODES: 97701 97707 97739
No Man (Wildfire)
ZIP CODES: 97424 97447 97463
Rail Ridge (Wildfire)
ZIP CODES: 97750 97751 97820 97825 97848 97865
Red (Wildfire)
ZIP CODES: 97447 97463 97731 97733
Whisky Creek (Wildfire)
ZIP CODES: 97014 97031
utah
Yellow Lake (Wildfire)
ZIP CODES: 84031 84032 84036
washington
Whisky Creek (Wildfire)
ZIP CODES: 98610 98648
WILLIAMS MINE (Wildfire)
ZIP CODES: 98619 98648 98650 98948
wyoming
CLEARWATER (Wildfire)
ZIP CODES: 82414
Elk (Wildfire)
ZIP CODES: 82801 82836 82838 82839 82844 82833
Livingston Draw (Wildfire)
ZIP CODES: 82716 82831 82834
Pack Trail (Wildfire)
ZIP CODES: 82513 82925 83001 83012 83013
Submissions:
When submitting applications in the Access One80 Insurance portal, please allow 48 hours for a response before following up in the comments.
Commercial Lines:
See above.
Personal Lines:
All application/submissions will be subject to underwriting review and acceptability.
Customer Support:
Resources
California Incidents and Travel Reports, Highway Patrol Reports
Louisiana and NOLA Hurricane Emergency Info
Google Wildfires and Weather Events
Claims:
If you have a claim, please send first notice of loss to our Claims Team at Claims@bigfootbinds.com. Questions? Use the green chat button at the bottom right of your screen to talk to our team.
Products:
State availability listed on each products page and more information can be found on our Markets and Updates pages.
Applications:
Personal Lines
Flood and Earthquake
Commercial Lines: