Inland Marine

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About Inland Marine

Our Inland Marine Application is where you request coverage for tools and equipment HERE.

NEXT STEPS: Get quoting HERE. Don’t have a username? Click HERE.

Once you have played around in our system or submitted your first risk, feel free to request agency training for our Access One80 Insurance Underwriting Portal here: Request Training

Client Visits

Here’s what you need to know before entering information in the Access One80 Insurance Platform.

For tips on how to submit a WINNING COMMERCIAL LINES APPLICATION, check out our blog.

Sample Risks

Scheduled Equipment:

  • Air Compressors

  • Asphalt Layer

  • Backhoe

  • Bobcat

  • Bulldozer

  • Bushog

  • Cable Laying Machine

  • Cement Graders

  • Cement Mixer (Large)

  • Cement Mixers (Small/Medium)

  • Cement Pumps

  • Chain Saws

  • Cherry Pickers

  • Compactors

  • Contractors Hand Tools

  • Ditchwitch

  • Fertilizer Tanks/Spreaders

  • Fork Lifts

  • Front End Loaders

  • Generators

  • Graders/Scrapers

  • Lasers

  • Lifts (Men & machinery)

  • Mulchers

  • Pumps

  • Saws

  • Scrapers

  • Spiders

  • Steam Shovel

  • Tanks Water

  • Farm Tractors & Equipment

  • Trailers (Office & Supply & Tiny Home Demo/Show Model)

Non-Contractor Equipment:

  • Audio Visual Equipment

  • Boilers

  • Cameras

  • Conveyors

  • Crushers

  • Radio Towers

  • Radio Transmitters

  • Restaurant Inland Marine

  • Spacewalk/Moonwalk

  • Tanks Fuel

  • Telephone (Mobile)

Garage Equipment:

  • Garage Hand Tools

  • Garage Heavy Equipment (non movable)

  • Garage Light/Medium Equipment (over $1,000)

  • Paint & Body Shop equipment

Miscellaneous Hand Tools:

  • Tools (Hand) Contractors

  • Garage Hand Tools

Coverage Options

Carriers, Exclusions, & State Availability

Multiple A Rated Carriers in all 50 states.

Frequently Asked Questions:

What information do I need to provide?

In addition to a list of items to be covered and the value, we ask about the following:

  • Type of business

  • Number of years in business

  • Number of years of experience

  • Do you rent to/from others

  • Claims information in the past 3 years

  • Protection, security, and storage

  • Target premium

  • Lienholder/mortgage info

  • Any additional information to assess the risk

If you have completed Acords you can also submit them HERE.

What other information do you need?

If you have any information about the risk that will help us get you the best rates, please upload it in the attachments. We may request additional information or request that you fill out supplemental applications.

HOW MUCH IS an average policy?

Similar to other lines of insurance, the premium varies depends on the value of the insurable tools & equipment, security & Storage, and claim history.

HOW SOON CAN I GET a quote?

Our commercial lines underwriters are assigned to submissions within 24 hours.

What’s the underwriting process like?

Here are the following statuses:

  1. Submitted, Indicated (Note that an indication does not mean the risk has been accepted)

  2. Underwriting, With Carrier

  3. Quoted

  4. Bind Requested

  5. Bound

  6. Policy Issued

Requests for additional information will have a .5 status and the application will be unlocked for you to provide requested information. Please refer to the comments section for a list of any missing information that may be required to offer a quote, bind coverage, or issue a policy.

WHAT ARE MY PAYMENT PLAN OPTIONS?

We have information on our Payments and Financing link. We accept check, ACH, and credit cards.

What acords do you accept?

  • Acords 125 and 126 for General Liability*

  • Acord 130 Workers Compensation

  • Acord 131 Umbrella

  • Acord 140 Property*

  • Acord 146 Equipment

  • Acord 147 Builders Risk

*Note Commercial Package requires Acords 125, 126, and 140. Log on to the portal and click the yellow Acords/Supplementals button for fillable PDF Acords.

NB: Final price may vary based on additional information provided. Premium estimates expire after 30 days. The effective date of your coverage cannot be before receipt of payment.

Appetite questions?

Please contact our property underwriter Fara Schnurr or use the appetite chat on the bottom right of your screen for any appetite questions.

Note: Not all of our appetites are listed here and the appetites that we can do vary by state and risk exposure. If you cannot find what you are looking for fill out our application form as best as you can, hit submit, and make a comment with any specific questions you may have. Our underwriters will be in touch within one business day. Get quoting HERE.