Submitting Application for Homeowners
Getting Started what you want covered
Our homeowners application is for surplus lines which means it has to have been declined from standard markets.
This program is “in house” which means if you like what you see when you get an instant indication, we can write the policy pretty quickly. Whether it's a declined or a high-value-home, vacant or a builder's risk full of contractors, our niche markets favor those complex risks.
Please make sure you have all the information you need to fill out our Homes/Condos/Rentals application. We need the year full updates were made to heating, plumbing, roofing, and electrical before you submit the application.
We do not have robust markets for properties with polybutylene plumbing, knob & tube wiring, electrical fuses, or portable space heaters. The insured cannot have any indictments for crimes, liens, bankruptcies, foreclosures, or repossessions in the past 5 years nor would they qualify for this program if they have had more than 5 claims in three years.
Other underwriting guidelines must be met, but are subject to each risk submitted.
Now offering an INSTANT indication for Home/Condos/Rentals in all 50 states. Questions? Email Garrett Clark.
OTHER APPLICATIONS: