Hospitality
Special Service requires special coverage.
Owning a hospitality business means that service is key–it’s what separates your insured from everyone else. However, they face some risks that normal businesses do not. From slip and fall accidents involving guests to a fire that damages a room and causes smoke inhalation injuries, your insured needs insurance coverage to help protect their business. Businesses in the hospitality industry that serve or sell liquor are at additional risk for unexpected claims.
Look to Access One80 to provide comprehensive coverage designed to mitigate your client’s broad and special risks. By bringing our extensive experience to the table, you will show your client that service and the right coverage are key.
We will need Acords 125, 126 and 140 + GL Liquor Supplement or Restaurant Supplement
Food for Thought: Here’s a great article from MyNewMarkets.com on “Why Restaurants Are Under Insured”
For hotels, please fill out the Habitational Supplemental as well
COVERAGE WE OFFER:
Package Policy
Stand Alone G.L or Liquor (if needed)
General Liability
Liquor Liability (Separate or Sub-Limit)
Assault and Battery (Included or Sub-Limit)
Umbrella or Excess Limits Available
Property
Building, B.P.P including stock & spoilage
Business Interruption
Crime: Inside/Out
Employment Practices
Protection Class 9 or 10
Sign Coverage
Employee Theft/Crime
SAMPLE RISKS INCLUDE:
Bars, Taverns, Restaurants
Nightclubs, Social Clubs
Caterers, Special Events
Hotels, Motels, Lodging
Convenience Stores, Package Stores
Bowling Alleys
Other establishments that serve or sell liquor
We will need Acord 125, 126 and 140 + SUPPLEMENT: G.L Liquor 2014 We may also request a supplemental once reviewed.
Send us your submissions HERE. Not appointed? Click HERE. *We may request a supplemental once reviewed.
Have more questions? Email us at support@bigfootbinds.com